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July 22, 2026

Homemade Hot Chocolate Recipe

Can I use store-bought hot cocoa mix?

You can omit the cocoa and sugar if using a pre-made cocoa mix. I would suggest using 4 packets or 4 servings according to the package instructions.

A close-up of hot chocolate in a glass mug with whipped cream and cocoa powder.

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Hot Chocolate Toppings:

The best part about homemade hot chocolate is the toppings and added flavors! We love to create a toppings bar, especially for the holidays and parties.

  • Whipped cream
  • Mini marshmallows
  • Mini chocolate chips
  • Crushed peppermint
  • White chocolate
  • Chocolate syrup
  • Sprinkles
  • Peppermint sticks
  • Chocolate shavings

Nothing beats homemade hot chocolate on a cold day, except maybe hot cocoa and a warm slice of Banana Bread… Mmm.

  • In a medium saucepan, whisk together the sugar and cocoa powder. Add milk, chocolate chips, and vanilla and whisk together.
  • Place over medium heat and bring it to a light boil while stirring constantly. Be sure the chocolate is fully melted and incorporated.
  • Set aside to cool to your desired temperature and serve with your favorite toppings.
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